Contractor Insurance

As a contractor, your customers put a lot of trust in you and the work you do for them. As you enter people’s businesses and homes to complete the job, it poses a risk for a potential lawsuit if something were to go wrong. As a result, you need to be prepared for all possibilities. This means that you need to make sure that you have the right insurance coverage for the job.

At PrimeService Insurance, we have different insurance options for many different types of contractors. This includes:

  • General Contractors Insurance
  • Roofing Insurance
  • Plumbing Insurance
  • Electrician Insurance
  • Landscaping Insurance
  • HVAC Insurance

You can read more about these types of insurance coverage below.

General Contractor Insurance

Every contractor, regardless of experience, needs insurance in order to protect them from any unforeseen accidents or problems that can happen on the job. General contractor insurance acts as a source of protection for you and your business. General contractor insurance offers coverage for general liability. This would help protect against any injuries or property damage that happens while working. Commercial vehicle insurance coverage is a must-have if you are going to be traveling to different locations for your jobs. This would cover you and your vehicle in the case of an accident, damages to your commercial vehicle or another driver’s vehicle, theft, and/or injuries as a result of an accident. General contractor insurance can also help protect your tools and equipment in the event of theft and/or damages as well. With, you can get an online quote for your commercial insurance needs in just minutes!

Roofing Contractor Insurance

Installing and/or fixing roofs poses many risks to you and the property owner. Insurance can help protect you and your business in the case of an accident. Roofing insurance can help cover property damage to a client’s home and/or commercial building as a result of an accident and other perils specific to installing and/or repairing a roof.

Plumbing Insurance

Accidents happen and it is important that your business is protected. As a plumber, having insurance will ensure that both you and your customer will be protected in the case of an accident caused by your business. For example, general liability insurance covers any damages to your customers’ property and/or injuries to your customers in the event of an accident.

Electrician Insurance

As an electrician, you are faced with many risks on a day-to-day basis. Dealing with installations and repairs of electrical wiring can be very risky. Many accidents can happen, such as improper installations, fires, electrical shocks, etc. This is why having insurance is critical to have as an electrician. can help protect you, your business, and your equipment in the case of an accident that results in damages and/or injuries.

Landscaping Insurance

Commercial insurance can help cover you, your business, and your equipment as a landscaper. Depending on what landscaping services you offer (snow removal, interlock, lawn maintenance, etc.), you need specific coverages in order to protect all aspects of your business. At, we would be happy to help you get the insurance policy that you need for your specific business.

HVAC Insurance

HVAC contractor insurance is customized to the specific industry and business that you work in. This is to ensure that you will be covered and protected while working in your specific field. will work with you and make sure that you receive the right coverage for your business.